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A Team Committed

To Providing Unbiased Solutions & Impartial Guidance

Get To Know

Your Professionals in Planning


At Watkins Financial Group, we believe in providing a personal experience that is boutique in nature, yet backed by experience and industry know-how. While we may not be able to out-advertise large companies, we can certainly out-service them.




Michael Watkins, Sr. Photo
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Michael Watkins, Sr.

President

Michael Watkins, Sr.

Michael Watkins, Sr.

President


Michael Watkins Sr., President of Watkins Financial Group, is a financial professional dedicated to helping Southwest Florida residents prepare for retirement and secure their financial futures. He believes in taking a conservative approach, focusing on tax reduction and protecting retirees from devastating losses through contractual guarantees.

Michael is a sought-after speaker. He has been featured on Fox News and numerous local radio shows. He is a proud member of Financial Independence Group’s “Tip of the Triangle” roundtable, along with a Power Advisor rating from Fidelity Investments.

Michael moved to Florida 16 years ago to escape the cold winters of Indiana after graduation. He and his family currently reside in sunny Estero, Florida, where he enjoys coaching flag football and volunteering in the community.

Kendyl Watkins Photo
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Kendyl Watkins

Insurance Professional

Regina Smith

Kendyl Watkins

Insurance Professional


Kendyl Grenville is a financial professional who is also dedicated to helping Southwest Florida residents prepare for retirement and secure their financial futures. She believes in taking a conservative approach to protect your financial future and help to ensure financial security for your loved ones.

Kendyl’s experience includes working in financial institutions prior to Watkins Financial Group, where she worked in investments and loans. Kendyl also offered credit counseling to those just beginning in their financial futures. She is also a proud member of the Financial Independence Group.

Kendyl is originally from Sarasota, Florida, however, she took a break from the sunshine to attend college in Michigan. After graduation, she decided it was too cold and came back to sunny Southwest Florida where she resides with her family in Estero, Florida. She is a soccer and football mom and spends a lot of weekends cheering on the sidelines with a sweet tea in her hand!

Richard M. Ricciardi, Jr. Photo
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Richard M. Ricciardi, Jr.

Attorney

Richard M. Ricciardi, Jr.

Richard M. Ricciardi, Jr.

Attorney


Attorney Richard M. Ricciardi, Jr. is originally from New Jersey but has made Florida his permanent residence since 2006. He obtained his Master of Laws Degree (L.L.M.) in Estate Planning and Elder Law, which required years of extensive additional education tailored specifically to advanced issues in estate planning including business succession planning and taxation issues affecting estate transfers.

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William Scott Whittaker

Managing Partner

William Scott Whittaker

William Scott Whittaker

Managing Partner


William has a Master of Accountancy from the University of Idaho and a BA in Law & Society from Binghamton University. He worked as Financial Specialist, Accounts Payable and Internal Audit Assistant while attending the University of Idaho. William also worked as an Audit Associate at Eide Bailly LLP in Boise. 

Upon returning to Florida in 2017 to be closer to family, has worked as a Staff Accountant for Grace Tax Advisory and other firms doing tax preparation and filing for individuals and small businesses. William takes a hands-on approach, dedicating time to conveying tax implications and information to his clients.

Check the background of this firm/advisor on FINRA’s BrokerCheck.